- February 26, 2020
- Posted by: Adrian Monreal
- Category: Commercial Insurance, Umbrella Insurance
![](https://monrealinsurance.com/wp-content/uploads/2020/02/unnamed.jpg)
In previous blogs we have discussed commercial insurance, what it means and when you need it.
What is commercial umbrella insurance?
it is additional protection when your limits have been exhausted and can protect your business from being liable for excess liability.
It can also provide coverage for any gaps in coverage under basic liability or if a basic liability is not in force.
According to the California Department of Insurance if there is a commercial umbrella loss and there is no underlying policy in force, you must first pay $10,000 of the loss before the policy responds.
Commercial auto, CGL (commercial general liability), workers comp, or any liability policy can be covered by commercial umbrella.
Not all accidents are created equal, here at M.I.S we are committed to helping you pick a policy that covers beyond the immediate scope.
Other type of Umbrella Insurance M.I.S offers
- Auto Umbrella insurance
- Commercial umbrella insurance
- Business Umbrella Insurance
- Homeowners Umbrella policy
- Much more to choose from
Call us today so we can make all of your insurance needs Easy Peasy!